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            1. Coronavirus (COVID-19) Update: AmTrust is here to support our agents and policyholders with helpful resources during these uncertain times. All functions are operating as usual, so please contact us via the normal channels for claims, payments or any issues.

              Grocery Store Workplace Hazards & Injuries for Employees

              Topics: Retail

              We took a deep dive into three years’ worth of claims data in our 2019 Retail Risk Report, and we discovered one undeniable fact – the retail industry poses a substantial workplace injury risk for employees. This is backed up by a recent report from the Bureau of Labor Statistics that lists the retail industry as having the third-highest rate of injuries in the workplace.

              Download the AmTrust Retail Risk Report

              Among those retail industry businesses are grocery stores. Much like other retail stores, their employees face a multitude of risks in their day-to-day duties:

              • Moving merchandise, displays, etc. which can lead to strains, sprains and other injuries related to lifting
              • Falling from heights (stacking shelves that require the use of a ladder, as an example)
              • Being struck by a product falling off a shelf
              • Slips, trips and falls, or cuts from opening boxes with knives/sharps 

              We outlined in a previous blog post that auto accidents are becoming an emerging threat to the safety of retail workers – this includes grocery stores, as many of them now offer delivery of food/provisions, medicines, etc.

              A majority of grocery stores also typically feature a meat, fish and poultry department, which has its own employee risks including cuts from knives and machinery, strains/sprains, slips and falls, and chemical exposure.

              To keep up with their competitors, many grocery stores feature non-food related departments, like gardening sections, automotive parts or household goods. Grocery stores often feature a pharmacy department. There are other roles within the store, such as the individuals who collect carts from the parking lot or the staff that works in the back completing warehouse related tasks, like receiving shipments or using a forklift to move pallets of goods.

              Operating a multi-faceted store means there are many injury risks to consider, so a comprehensive safety and loss control program is vital to keeping each employee safe in their respective roles within the workplace.

              Grocery Store Workplace hazards & Injuries for Employees

              AmTrust is Here to Help

              Our philosophy is that safety starts with knowledge. AmTrust knows that safety training is key to a proactive approach in minimizing injuries, incidents and controlling costs. Our grocery store clients can gain free access to safety training videos relating to all types of workers' compensation hazards. These videos are designed for small group or large group training (classroom style) to enhance safety culture and facilitate safety meetings. You’ll also find a number of downloadable information sheets on topics such as:

              Grocery Store Floor Inspection Intervals
              Ergonomics: Guidelines for Retail Grocery Stores
              Knife Basics
              Proactive Prevention of Slips and Falls
              Violence Robbery and Shoplifting Store Safety
              • And more

              Creating a workplace safety program helps reduce accident risks and injuries, from cuts/scrapes, repetitive motions, slips and falls, to strains and other muscle-related issues. Employers that enforce safety procedures and regulations, and provide training, education and occupational health programs, create a workplace environment in which employees feel safe every day they arrive at their place of employment. Additionally, these programs help to create an environment of employee loyalty.

              We explored the importance of implementing workplace safety programs and how it can both positively impact the bottom line and make employees safer in “ROI of Safety-How to Create a Long-Term Profitable Safety Program.”

              For tips on how to create workplace safety programs and build a strong safety culture, be sure to read our blog posts:

              Promoting a Workplace Safety Program with Loss Control
              How to Create Workplace Safety Training Policies and Procedures
              4 Ways to Create a Strong Workplace Safety Culture

              In addition to our extensive online resources and safety training, our Loss Control Department offers:

              In-depth Risk Assessments

              Equipped with experience and insight, our loss control consultants know what it takes to help you mitigate risk. From comprehensive loss control consultation to walk-throughs to help identify hazards and recommend controls, we have the knowledge and skills to help protect your employees.

              Loss Analysis

              Identifying trends is crucial to reducing future accidents and claims costs. AmTrust’s proprietary loss analysis software offers insight into your losses by providing detailed visual representations and graphical data to spot underlying trends specific to your grocery store. This data can be used to implement preventative measures to help minimize risk and keep claims costs down.

              Virtual Risk Advisors

              Don’t go it alone. Our specialists are available to answer your loss control questions, guide you to specific solutions and help with recommendations you may have received during our visit. Our team can steer you in the right direction. Connect with us at AskLC@amtrustgroup.com or call 888.486.7466 to get started.

              Get a Quote for Your Small Business

              We Are Your Workers’ Compensation Coverage and Risk Management Solution

              AmTrust is a leader in workers’ compensation insurance for small to mid-sized businesses. We can design specific insurance packages to fit your grocery store’s needs. Our coverage combined with our comprehensive workplace safety training resources can help protect you from risk. For more information, please contact us today.

              This material is for informational purposes only and is not legal or business advice. Neither AmTrust Financial Services, Inc. nor any of its subsidiaries or affiliates represents or warrants that the information contained herein is appropriate or suitable for any specific business or legal purpose. Readers seeking resolution of specific questions should consult their business and/or legal advisors. Coverages may vary by location. Contact your local RSM for more information.

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